Well, you can think that, but where's the proof? The truth is, nobody knows quite how it's all going to work, and what the unintended consequences will be. Some people are very optimistic that it will all work out so that 30 million more people can get care while the overall cost of the system decreases. I believe these people have been dipping into the nitrous oxide.
My prediction is that employers will drop insurance ASAP and pay the fines because it will save them significant expense. Individuals will then choose NOT to buy insurance until they need it, because the fines are way cheaper than premiums. Thus only sick people will pay for insurance. This will bankrupt the insurance industry and lead to single-payer. In the mean time, all those folks who can't afford to buy insurance AND can't afford the $750 fine will still go to the ERs like they do now. It's nuts.
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Date: 23/3/10 18:22 (UTC)My prediction is that employers will drop insurance ASAP and pay the fines because it will save them significant expense. Individuals will then choose NOT to buy insurance until they need it, because the fines are way cheaper than premiums. Thus only sick people will pay for insurance. This will bankrupt the insurance industry and lead to single-payer. In the mean time, all those folks who can't afford to buy insurance AND can't afford the $750 fine will still go to the ERs like they do now. It's nuts.