no no, the transaction fee isn't what im discussing when i said fucked up. i was referring to the $5 monthly fee for using your debit card. that's the part that pisses me off.

My error, then.

With that said, then, BoA has to make up that money somehow. They have basic benchmarks to reach as best as possible. Why blame them when they didn't cause the problem to start?

as does a bank NOT having free checking. TD can do it.

I'm a TD Customer. If it no longer remains a competitive advantage, I don't expect them to have it for long.