Hey I just recognize when you set up a system where the cost of living is constantly going up, while income is not, fight tooth and nail to prevent people from having a means to afford healthcare in the most expensive healthcare system in the world, and on top of that spend billions a year telling people their shitty lives will be great if they just take out an easy loan, that everyone is doing it and it's irresponsible and short-sighted not to,

and then blame it all on them. Its a douche thing to do.